Facing Chronic Illness

Struck by disease, this household provider needs help.

When Amanda’s doctor explained that her degenerative illness would progress over time, she panicked. Her husband Jim has just quit working to raise their two children and her family depends on her income and her employer-provided insurance.

Amanda is well aware that her diagnosis means she won’t be able to continue working until her anticipated retirement age. The family needs a totally new plan to secure their financial future and cover Amanda’s healthcare expenses as they arise.

How Octavia can ease the financial stress of illness.

With Octavia, you have an entire team of experts to help you navigate your new circumstances and devise the best plan forward. Together, we work through the tough decisions you need to make. Here are some of the important ways we can help you manage the financial challenges of an unexpected illness:

• Design a flexible financial plan to protect your family and prepare for healthcare costs
• Use our insurance expertise to optimize your life, long-term care, and disability coverage
• Investigate and plan for all corporate and government benefits available to you
• Revisit your current risk profile and time horizons to make portfolio adjustments
• Review your estate planning, health care directives, and other relevant documents